html, body{height:100%}

BODY { /*bgcolor="#414F8E" text="#000000" leftmargin="0" rightmargin="0" topmargin="0" bottommargin="0" marginwidth="0" marginheight="0"*/
  background: #414F8E;
  margin: 0px;
  scrollbar-face-color: #414F8E;
  scrollbar-highlight-color: #ffffff;
  scrollbar-shadow-color: #E0E4DB;
  scrollbar-3dlight-color: #E0E4DB;
  scrollbar-arrow-color: #444444;
  scrollbar-track-color: #828BB5;
  scrollbar-darkshadow-color: #444444
    }

.bodytext {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #000000; line-height: 18px}
.headerblue {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; line-height: 22px; font-weight: bold; color: #000066}
.tipsblue {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; color: #000066}
.headerpage {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 15px; font-weight: bold; color: #000066}
.headertop {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 16px; font-weight: bold; color: #000066}
.footertext {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; color: #666666}
.smallblue {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; color: #000066}
.menutext {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; color: #000066}

.hspdtitle {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 14px; 
	font-weight: bold; 
	color: #FFFFFF
	}
.hspdtitle a:link { color: #FFFFFF; text-decoration: underline }
.hspdtitle a:active { color: #FFFFFF; text-decoration: none }
.hspdtitle a:visited { color: #FFFFFF; text-decoration: none }
.hspdtitle a:hover { color: #FFFFFF; text-decoration: underline }